Odd how it's parked on dirt and it specifically states in their disclaimer that they will NOT cover any accidents or claims that happen when the vehicle is not on a paved surface
Several of hagertys ads show pickups on dirt roads but their policy clearly states that they don't cover any operation that's not on pavement
One member here asked if his EB would be covered in a state park campground that had dirt road and Hagarty said no way , no how, no coverage .
>>> straight from a page on Hagerty website... https://www.hagerty.com/insurance/classic-car-insurance/does-my-vehicle-qualify#DriverEligibility >>>>> Vehicles That May Not Qualify
Because we provide low-cost, Guaranteed Value™ coverage, we are not able to provide coverage for certain vehicles due to how they are used and the increased risk associated.
•Camping, off-road, or utility-type vehicles
•Daily-use vehicles
•Commercial-use vehicles
•Motorcycles with performance modifications
•Any vehicle modified with nitrous components
•Dune buggies
Don't want to hijack, but I just paid my daily driver insurance yesterday, Safeco is also using a Bronco on their site.
Good to hear that this is working out for you! Was curious how well Hagerty handles claims. I think a lot has to do with the local agent and adjuster as well.Can you provide a link to this claim. I've looked at my policy several times when these claims are made and can't find it.
I recently rolled my 77 and an adjuster looked at it and said nothing about it obviously being set up for off road use. There's a recent thread on this site detailing the accident.
I have a settlement offer from Haggery that's extremely fair and it allows me to keep the truck, just need to visit a notary and send off a form.
I have my 71 Pinzgauer insured through Hagerty. Their rep explained to me that the off-road exclusion means off of the road. It does not mean on dirt roads which are OK - pavement is not a requirement according to what she said.
I would think that the mere presnce of dirt would not imply off-road use. Many roads and parking lots are unpaved, yet designed for vehicle use - including publicly maintained roads. Good point about the off-road language, something to be considered I think for the more obvious off-road scenario.
Odd how it's parked on dirt and it specifically states in their disclaimer that they will NOT cover any accidents or claims that happen when the vehicle is not on a paved surface
Several of hagertys ads show pickups on dirt roads but their policy clearly states that they don't cover any operation that's not on pavement
One member here asked if his EB would be covered in a state park campground that had dirt road and Hagarty said no way , no how, no coverage .