So glad that you walked away from that! It really is amazing how quickly it can go bad. rydog just about nailed it, I always drive my Bronco as defensively as I can, my head tends to spin all around watching 360° because I swear someone is always out to get me, not unlike motorcycle riders. We all know that even with as many modifications we do to improve a 50 year old vehicle's safety, it still is not a airbag filled bubble like those around us on the road. Just curious, did you have a passenger? It reads as though you did not but the passenger seat as it looks as though it is broken, without the weight of a passenger, that really doesn't make sense... If that is the case, that really doesn't bode well for those seats. Once the soreness goes away, my thoughts are with you and your dealings with the insurance companies...
Suzy