Bronco crash... what now

[FlBronco123]

I dealt with a similar situation in early 2014. Link below.

http://classicbroncos.com/forums/showthread.php?t=237527

To reiterate what others have said - file a claim with your insurance company, avoid totaling the truck, find a good shop, and have the shop repair it correctly on the insurance company's dime.

Initially, Geico offered me $6,500 to total my truck. I made it clear that this was unacceptable and sent links to grossly over-priced EBs on Ebay to start. They continued to press me to settle for a week or so. When they realized I was serious enough to hire a lawyer, they sent the adjuster back to the shop. I dropped off a few bronco vendor catalogs and the adjuster went through them with the shop and priced the parts.

In the end, insurance covered ~$11k in repairs and a rental car for a couple months. I believe my insurance paid then went after the driver.

 

[Bart]

Marshall, sorry 'bout that, but there maybe a silver lining here. The owner (YOU) has what is called the "first right of refusal". That means that if you insurance company totals it you have the first right to buy it back. Say they total it and offer to pay you $20,000. You say I want to keep it, then they'll say that you keep the vehicle and they'll give you (for example) $18,000. But from the pictures that Bronco is very fixable. Another thing is that just because they "offer" doesn't mean that you have to except their offer. You can and should fight for more cash. Their job is to get out of it with as little expense as possible. Don't let them tell you that "we don't cover this or that". If they give you any S**T tell them that you'll file a complaint with the insurance commission. It's a state organization that is there to protect consumers. Insurance companies don't like having complaints filed against them. They'll deal

 

[helo-mech]

So what ended up happening here?

 

[Pa PITT]

.. yES i'M LOOKING back to see how this went.. Glad your ok.. I hope you kept the Bronco & are fixing it. Get it home so the storage stops ..
GOOD LUCK.