2Bad has a great idea there. I agree that is much more fair than going by number of posts or time...no contributions, no payout. Keep the ideas coming. Also, something to think about, who would control the money (pay ins and pay outs)...if it wcould be done electronically, it would make it faster and easier, but I know nothing of this sort. I could afford maybe ten-twenty bucks a month, though I am sure my wife would think it assanine. But a windfall of a couple thousand for my tranny conversion would be sweet!!!