I took the below arguably crappy photos today, while groveling under my Bronco to install a catalytic converter. Which is amazing but a topic for a different thread. What's visible is a greasy piece of 1/16" pure aluminum (no fancy alloys) sheet on 1-1/4" long threaded hex standoffs. 1/4-20 thread all the way through. This was stupid easy to make and install, and the difference was transformative.
I mostly use my Bronco for back country travel, loaded with gear. I had the entire interior sprayed with LineX 25 years ago. Experimented with various interior mats and eventually settled on rubber everywhere, from some long forgotten source, with some dense insulation underneath. Exhaust was and still is a 2 into 1 system down the right side. At some point I discovered that the LineX on the tunnel down the right side had lifted off the metal floor because it got so hot. And traveling with boxes of gear in the back I happened to be thinking about how warm it was inside (I run a hard top year round) despite being around freezing where I was traveling. Reached down and shifted a cargo box out of the way behind the passenger seat, touched the floor mat. It was too hot to touch. When I got home and was cleaning up I pulled the mat and insulation away, discovered that the LineX there had been scorched off as well. That's when I decided to try the heat shield, based on what I'd seen under new cars. I have driven countless trips since then with stuff in the back, this time with a thermocouple connected to my multimeter. Floor behind the seats never gets hotter than about 120°. When I did the 408 swap a few years ago I added more heat shields on standoffs to the right side of the tunnel. What a difference.
As far as I'm concerned based on my experiences, fixed heat shields are the gold standard for managing interior heat. Not that you shouldn't also take other measures, but start there. If you can cut sheet metal, use a hammer (to bend flanges etc) and drill holes, you have all the fab skills you need to make them.
I should add that all the holes I drilled through the floor l sealed with RTV to keep water out. The rear heat shield has been on for at least 15 years and there is no sign of water intrusion (and I've given water plenty of chances).
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