So, I’m currently insured with American Classic insurance and part of the agreement of them insuring me was I would keep my Bronco locked in a garage or building. Since I don’t have a garage at home just covered parking, I keep my bronco at a storage unit. Well I was just notified this week my unit will go up like 40% a month. I’m thinking of dropping this unit and parking under my carport at home until I find a cheaper storage unit. My question is do y’all think American Classics will find out I dropped the storage unit?
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Insurance Question
- Thread starter Fry
- Start date
I think if you have to ask the question, you already know the answer.
^^This^^ Essentially your no longer covered until you get a garage/storage.
Dude 713
Jr. Member
You have probably spent more on storage than it would cost to enclose the carport.
stupidboy
My wifes porn star.
I use State Farm
You right.
Bet you drive it more parked at the house too. That would be incentive enough for me
American classic told me to insure it I would have to keep it in a 4 walled enclosure with a lock. And yes I do drive it more when it’s parked at home .
Leave it where it is and pay the extra 40% until you find another cheaper alternative. That extra price will be incentive to find something different. Otherwise you will take years off your life worrying something will happen to your Bronco.
chrlsful
Bronco Guru
- Joined
- Oct 21, 2009
- Messages
- 1,448
use cement block or 'barn board’ & post’n beam (even a ‘poll bldg’). Put ona garage door. They think a screen of sorts will work (hide, but just driving home voids that as ppl watch. A secure buldg can prevent removal - Up toa point. I use my regular car insurance co but also daily AND...
live in (MA) 1 of the worse stated to own an older car (the worse?) as there are no real breaks (cept mileage’n I’d get that on any car I’d register). Post #10 would wrk for (on) me ! ’S how I roll !
As to da Q... “Not sure” & “Does it matter?” how would U feel during the time U were living out this policy (yours or the company’s)? My ol man was the New England-wide atty for a surity & bonding co. Basicly same, an insurance co but for big guys not retail. A municipality, “US Steel", Perini (builder of the MA TurnPike) etc. He wuz a pretty smart dude’n came up w/some amazing schems to research claims. (Almost like a spy flick @ da movies). Wouldnt want him on my case. My belief? these co.s can aford w a y more’n we can so we’re all ways behind da 8 ball w/them. Pull sompin’n its like whistelin in da dark. I like "livin the clean life” to have better head space. May B ck out penalties for small time fraud like this is. Go inta da decision fully informed 1st. Good Luck~
live in (MA) 1 of the worse stated to own an older car (the worse?) as there are no real breaks (cept mileage’n I’d get that on any car I’d register). Post #10 would wrk for (on) me ! ’S how I roll !
As to da Q... “Not sure” & “Does it matter?” how would U feel during the time U were living out this policy (yours or the company’s)? My ol man was the New England-wide atty for a surity & bonding co. Basicly same, an insurance co but for big guys not retail. A municipality, “US Steel", Perini (builder of the MA TurnPike) etc. He wuz a pretty smart dude’n came up w/some amazing schems to research claims. (Almost like a spy flick @ da movies). Wouldnt want him on my case. My belief? these co.s can aford w a y more’n we can so we’re all ways behind da 8 ball w/them. Pull sompin’n its like whistelin in da dark. I like "livin the clean life” to have better head space. May B ck out penalties for small time fraud like this is. Go inta da decision fully informed 1st. Good Luck~
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Hagerty was double what American classic quoted me.
I am surprised at that. Does American tell you what amount they will insure your truck for and then pay that amount if totaled without depreciation or market comparison? I only ask that because if they do I will get a quote from them. I pay nearly $1000 annually for the current insured value of $84,000 (Hagerty's max value)
I’m unsure if they pay the total amount without depreciation, I insured it for 50k and I pay 660 a year. They asked how I came to that price of 50k and I used the calculator off their website for it I believe. I heard Hagerty is the best and I plan to switch to them after my year is up with American. I was kinda tapped out on funds after buying my bronco so I went with the cheaper insurance option at the time.
chrlsful
Bronco Guru
- Joined
- Oct 21, 2009
- Messages
- 1,448
after a small research adventure I find MA is one of the worse in regard to those w/‘special cars’ (use ur own descriptor there). Mine is
a retired woods work jeep being restored for my daughter for less off rd & more st (from 70% ‘off' to soon 70% on st) . As I researched I
looked at insurance too. Same, each state different (even if same carrier). Also all around the same cost - a 50k $ rig all the way to mine
(I dailyed it when not n the woods skiddin logs, transporting, or haulin). BTW: 50 - 100 bucks ona yrly policy is not enuff to B signifigant. I
like my agent (independent from all insur co.s. I’ve also researched around and agents w/other co.s [my own state] & on 1st contact say
"what co U w/now?” When I say “MAPFRE, why?” they practicly hang up. “You’ll get no better rates than there. Sorry buddy, I’m not even gunna try.”)
a retired woods work jeep being restored for my daughter for less off rd & more st (from 70% ‘off' to soon 70% on st) . As I researched I
looked at insurance too. Same, each state different (even if same carrier). Also all around the same cost - a 50k $ rig all the way to mine
(I dailyed it when not n the woods skiddin logs, transporting, or haulin). BTW: 50 - 100 bucks ona yrly policy is not enuff to B signifigant. I
like my agent (independent from all insur co.s. I’ve also researched around and agents w/other co.s [my own state] & on 1st contact say
"what co U w/now?” When I say “MAPFRE, why?” they practicly hang up. “You’ll get no better rates than there. Sorry buddy, I’m not even gunna try.”)
