What they all said.
But the person that warned you about damage was probably just taking factory recommendations, adding the horror stories of people with truly “mismatched“ gear sets doing damage, and mixed their own imaginations and forming the wrong conclusions.
The minimal difference that we’re talking about here, is not normally going to cause a major damage issue, but it is a cause of mild binding.
And is why that even Ford recommends that you don’t run around locked in four-wheel-drive on hard pack surfaces.
It’s a balance.
On the one hand, they recommend locking the hubs every now and then and drive around to keep things spinning and lubed up.
But you don’t put your t-case in four-wheel-drive and lock the hubs on the street. Not for very far anyway.
However, you’re not likely to actually do catastrophic damage to something with your quite normal slight mismatch. It’s when somebody changes their rear ratio and doesn’t bother to change the front, or vice versa that things start to get ugly.
In other words, you can’t run a 354 and a 411 at the same time!