This is what I don't understand... how MANY Broncos get rear ended on a trail? How many get "T" boned in an intersection on a trail? How many get stolen on a trail? How many get in accidents with other cars like being sideswiped on a trail??? How many guys have a rear axle break on the highway and roll compared to wheeling and losing a rear axle and it just stops in 10 ft because you're doing 10mph? Yeah, you might get more pinstripes on the trail but you aren't going to have any of the daily examples like above occur on a trail run.
Besides, most everyone's pickup costs more than a $50-70K Bronco and everybody drives them off road here where I live.
COME ON guys, the odds of you having a huge insurance claim is much higher when driving it to town, mall crawling, car show, ANYtime you are on a road with other cars than if you're wandering about on a twin track road or going wheeling in the hills. This is why
Show me the # of claims on EB's on pavement compared to claims of Broncos not on pavement. I'll bet I put more miles on my Bronco in a month off road than about 30 typical mall crawler Broncos do in a year.-least the ones that I know that never drive them or let rain fall on them- and these aren't $100K +Broncos either.
Sorry for the rant and no offense intended but nobody looks at street vrs trail insurance data but the excuse that they are worth too much to drive doesn't make sense when comparing it to pavement miles and the other cars people own that are worth so much more than their Bronco.
Jeeps are cheaper but they are like driving any brand of white pickup, Sammi's tip over in a slight breeze off road and worse on the street trying to get to the trail.
Edit- let loose on this one didn't I? LOL